Equifax and Qlarifi Partner to Study Impact of Buy Now, Pay Later on Credit Risk and Fraud

ATLANTA and LONDON , July 28, 2025 /PRNewswire/ --  Equifax ® (NYSE: EFX) a global data, analytics and technology company, and Qlarifi , the first real-time consumer credit database purpose built for Buy Now, Pay Later lending, are partnering to conduct a joint study on the impact of BNPL reporting on credit risk assessments and fraud prevention. According to a recent survey , more than 50% of U.S. consumers currently use BNPL for payment and 35% are planning on increasing their use in 2025.