Welcome to TradingLens! These Terms of Service (“Terms”) govern your use of TradingLens's AI-powered stock analysis platform and related services. By accessing and using our services, you agree to be bound by these terms.

1. Acceptance of Terms

By accessing or using TradingLens, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you disagree with any part of these terms, you may not access or use our services.

2. Description of Service

TradingLens is an AI-powered stock analysis platform that provides:

• Real-time stock data and market information
• AI-generated stock analysis and insights
• Portfolio management and tracking tools
• Interactive AI chat assistant for investment-related questions
• Market news and sentiment analysis
• Personalized investment research and recommendations

Our services are powered by artificial intelligence and machine learning technologies, including models from DeepSeek, OpenAI, and Anthropic.

3. Investment Disclaimer and Risk Warning

4. User Accounts and Eligibility

To access our services, you must:

• Be at least 18 years of age (or the age of majority in your jurisdiction)
• Provide accurate and complete registration information
• Maintain the security and confidentiality of your account credentials
• Notify us immediately of any unauthorized use of your account
• Be responsible for all activities that occur under your account

5. AI Services and Data Accuracy

Our AI-powered features are provided “as is” and subject to the following limitations:

• AI analysis is generated by machine learning models and may contain errors or inaccuracies
• Market data is sourced from third-party providers and may be delayed or incomplete
• AI recommendations are based on historical data and algorithms, not human expertise
• Technology limitations may affect service availability and performance
• We continuously improve our AI models, but cannot guarantee accuracy or completeness

6. Acceptable Use Policy

You agree not to:

• Use our services for any illegal or unauthorized purpose
• Attempt to gain unauthorized access to our systems or other users' accounts
• Interfere with or disrupt the integrity or performance of our services
• Use automated systems to extract data without our written permission
• Reverse engineer, decompile, or attempt to extract our proprietary algorithms
• Share your account credentials with third parties
• Use our services to distribute spam, malware, or malicious content

7. Third-Party Services

Our platform integrates with various third-party services to provide comprehensive functionality:

• Financial Data Providers: Financial Modeling Prep (FMP) and other market data sources
• AI Providers: DeepSeek, OpenAI, Anthropic for analysis and chat features
• Authentication: Supabase for secure user authentication and data storage
• Infrastructure: Vercel for hosting and performance optimization

These third-party services have their own terms of service and privacy policies. We are not responsible for their availability, accuracy, or policies.

8. Intellectual Property Rights

The TradingLens platform, including its software, algorithms, design, content, and trademarks, are owned by us and protected by intellectual property laws. You may not:

• Copy, modify, or distribute our proprietary content without permission
• Use our trademarks or branding without written authorization
• Create derivative works based on our platform
• Claim ownership of any content generated by our AI systems

9. Data and Privacy

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy. By using our services, you consent to:

• Our collection and use of your data as described in our Privacy Policy
• Storage and processing of your data by our third-party service providers
• Use of your anonymized interaction data to improve our AI models

10. Service Availability and Modifications

We strive to provide reliable service but cannot guarantee:

• Uninterrupted access to our platform
• Error-free operation of all features
• Availability of real-time data during market hours
• Continuation of any specific feature or service

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time with reasonable notice.

11. Limitation of Liability

12. Indemnification

You agree to indemnify and hold harmless TradingLens, its affiliates, and employees from any claims, damages, or expenses arising from:

• Your use of our services
• Your investment decisions based on information from our platform
• Your violation of these Terms or applicable laws
• Your infringement of third-party rights

13. Termination

Either party may terminate your access to our services:

• By You: At any time by discontinuing use and deleting your account
• By Us: Immediately for violation of these Terms or applicable laws
• Effect of Termination: Your access will cease, but these Terms will survive regarding past use

14. Governing Law and Disputes

These Terms are governed by the laws of [Your Jurisdiction]. Any disputes will be resolved through:

• Good faith negotiation as the first step
• Binding arbitration if negotiation fails
• Courts of competent jurisdiction for non-arbitrable matters

15. Changes to Terms

We may update these Terms to reflect changes in our services or legal requirements. We will notify you of material changes by:

• Email notification to your registered address
• Prominent notice on our platform
• In-app notifications for significant changes

Continued use of our services after changes constitutes acceptance of the updated Terms.