Great Southern Bancorp, Inc. Announces Q2 2025 Earnings Release and Conference Call

SPRINGFIELD, Mo. – June 20, 2025 – Great Southern Bancorp, Inc. (NASDAQ: GSBC), the distinguished holding company for Great Southern Bank, has officially announced its schedule for the release of preliminary second-quarter 2025 earnings. The highly anticipated financial results are expected to be disclosed after the market closes on Wednesday, July 16, 2025. Following this release, the company will host a conference call on Thursday, July 17, 2025, at 2:00 p.m. Central Time (3:00 p.m. Eastern Time) to discuss the results and provide further insights into its performance and outlook.

This announcement is a pivotal moment for investors and analysts tracking regional banking performance, particularly within the Midwest. Great Southern Bancorp, known for its robust community banking model and diversified loan portfolio, consistently attracts attention for its financial stability and strategic growth initiatives. The upcoming earnings call will offer a crucial opportunity for management to elaborate on key financial metrics, including net interest income, loan growth, asset quality, and profitability drivers for the second quarter.

Importance of Q2 Earnings for GSBC

The second quarter often provides a clearer picture of a bank's operational efficiency and its ability to navigate evolving economic conditions. For Great Southern Bancorp, the Q2 2025 results will be scrutinized for several key indicators:

• Net Interest Margin (NIM): Analysts will be keen to see how GSBC's NIM has fared amidst the current interest rate environment. Fluctuations in NIM directly impact a bank's core profitability.
• Loan Growth: The pace and quality of loan growth, particularly across commercial real estate, commercial and industrial, and residential mortgage segments, will indicate the bank's success in expanding its lending activities.
• Asset Quality: Non-performing assets and charge-offs will be closely monitored to assess the health of the bank's loan portfolio and its risk management practices.
• Deposit Trends: The stability and cost of deposits are critical for funding loan growth and managing liquidity. Investors will look for sustained deposit growth and a favorable deposit mix.
• Operating Efficiency: Expense management and the efficiency ratio will highlight the bank's ability to control costs while expanding operations.

Market Context and Implications

The regional banking sector has experienced a period of heightened scrutiny and volatility over the past year. Investors are increasingly focused on banks with strong capital positions, diversified funding sources, and prudent risk management. Great Southern Bancorp's consistent performance and conservative approach have historically positioned it as a relatively stable player in this environment. The Q2 earnings release will serve as a fresh data point to reaffirm or challenge this perception.

Furthermore, the broader economic landscape, including inflation trends, potential interest rate adjustments by the Federal Reserve, and regional economic activity, will undoubtedly influence GSBC's performance. Management's commentary during the conference call regarding their outlook on these macroeconomic factors will be invaluable for understanding the bank's strategic direction for the remainder of 2025.

Investment Insights for Shareholders and Prospective Investors

For current shareholders of GSBC, the earnings call is an essential event to validate investment theses and understand future dividend potential or share buyback programs. Pay close attention to management's guidance for the second half of the year, particularly regarding loan demand, credit quality, and capital deployment strategies.

Prospective investors should use this opportunity to evaluate GSBC's financial health against its peers. Compare its key metrics – such as Return on Assets (ROA), Return on Equity (ROE), and Price-to-Book (P/B) ratio – with other regional banks to determine if the stock presents an attractive valuation. The conference call will also provide insights into the bank's competitive advantages and long-term growth prospects.

Participation in the conference call, or reviewing the transcript afterward, is highly recommended for a comprehensive understanding of Great Southern Bancorp's financial position and strategic outlook. The detailed discussion will offer a deeper dive beyond the preliminary numbers, providing context and forward-looking statements that are crucial for informed investment decisions.