Unlocking UnitedHealth's Potential: How Value-Based Care Could Drive Future Profits

I remain bullish on UNH for long-term investors, despite current margin pressures and regulatory risks, due to its strong fundamentals and revenue growth. The transition to a Value-Based Care (VBC) model is a key strategic shift that will take time but promises significant profitability improvements once mature. Short-term risks include negative margins in early VBC cohorts, regulatory hurdles, and challenges in accurately estimating medical costs, but these are manageable.