Visa: Consumer Trends Remain Solid Heading Into The Q3 Report

I reiterate my buy rating on Visa, citing its commanding presence in payments and strong fundamentals despite crypto threats and macro headwinds. Visa's recent earnings beat, robust guidance, and continued EPS growth outlook support its premium valuation and long-term investment case. Key risks include potential consumer spending softness, crypto competition, and regulatory changes, but Visa's balance sheet and cash flow remain strengths.