UnitedHealth Group: Membership Growth Indicates Resilience Amid Rising Medical Cost Pressure

I reiterate my bullish rating on UNH, supported by strong membership growth and innovative cost-cutting strategies like AI efficiencies and private-label initiatives. UNH is prioritizing affordability and customer retention over aggressive price hikes, leveraging AI and private-label (Nuvaila) to pass cost savings to consumers. Despite recent stock declines and rising medical costs, I project double-digit revenue growth through 2025, with significant upside potential based on valuation metrics.